Discharge Injunction – Relief for Debtors

A bankruptcy discharge eliminates a debtor’s responsibility to pay their dischargeable debts. When an individual properly completes their Chapter 7 or Chapter 13 bankruptcy case, the court will enter an order granting the debtor a discharge. And it’s this discharge injunction that forever prevents a creditor from collecting a discharged debt.

But there are cases where a creditor will fail to respect the discharge injunction.

Chesterfield Discharge Protection Lawyer

Most creditors know and understand the serious nature of the bankruptcy discharge. The last thing a creditor wants is bad publicity for violating federal bankruptcy law – provoking further discharge violation lawsuits that can cost it millions of dollars.

But on occasion, a creditor will make the costly mistake and choose to pursue an uncollectible, discharged debt. If this happens, it’s critical to have an attorney that knows the law and will fight to enforce your rights. At Stokley Martin Law Group, LLC, I aggressively pursue discharge violators for my St. Louis area clients.

You can recover your damages if a creditor violates the bankruptcy discharge injunction. And if the offending creditor’s actions have been especially egregious, you may be able to recover punitive damages from the creditor.

St. Louis Bankruptcy Attorney – Free Initial Consultations

Call (636)536-5355 or contact me online to schedule a free consultation with me, Nancy Stokley Martin, an experienced St. Louis Bankruptcy attorney. I will be here to answer all of your questions and give you trustworthy legal advice.

My office is located in Chesterfield, and I offer free initial appointments during regular business hours, as well as weekends and evenings upon request.